Extra Credit Grant Information Webinar

Most NC families with children are eligible for a $335 COVID-19 relief payment. If you haven’t already received your $335 check, you have another chance to apply through May 31, 2021!

Have questions about whether you qualify and how you can receive your payment?

Sign up to attend the final Extra Credit Grant (ECG) Program Informational Seminar


Download Invitation flyer

Click here to watch a brief video that provides straightforward guidance on the application requirements.

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Medicaid Expansion Could Have Prevented 745 COVID-19 Deaths in North Carolina

The COVID-19 pandemic has given North Carolina one more reason to join the 38 other states that have received federal dollars for Medicaid expansion. Given that the United States is the only industrialized country without nationalized health care (https://www.ncbi.nlm.nih.gov/pmc/articles/PMC1447684/ ) has the highest total death count of any country (https://www.statista.com/statistics/1093256/novel-coronavirus-2019ncov-deaths-worldwide-by-country/) and the fifth highest per capita death rate in the world (https://coronavirus.jhu.edu/data/mortality), we sought out to see if there was any evidence to suggest a correlation between uninsured rates and COVID-19 deaths.

Studies show that people without insurance report delaying or simply foregoing necessary medical treatment due to cost (https://www.kff.org/report-section/the-uninsured-and-the-aca-a-primer-key-facts-about-health-insurance-and-the-uninsured-amidst-changes-to-the-affordable-care-act-how-does-lack-of-insurance-affect-access-to-care/). We hypothesized that counties with a population that have higher percentages of uninsured would have higher rates of COVID-19 deaths when controlling for per capita COVID case rates.  County wide data for all 50 states and Washington DC was downloaded from Policymap.com, which aggregates data from a number of sources including the Census and data from the New York Times COVID Tracking Project,  To create a more robust dataset we also controlled for percentage of those aged 65 plus as well as the percentage of black and Hispanic populations, due to data which suggests that the death rates among blacks and Hispanics is higher than the percentage of blacks and Hispanics among the total U.S. population.  (https://www.cdc.gov/coronavirus/2019-ncov/covid-data/investigations-discovery/hospitalization-death-by-race-ethnicity.html) We also added underlying health conditions correlated to higher COVID-19 morbidity to the model based on Census data which estimated the percentage of the population with the conditions.

Photo by Nguyễn Hiệp on Unsplash

The model showed that with all the variables being held equal for every one percent increase in uninsured rates an average 1.4 more people will die of COVID per 100,000, which is statistically significant at the 1% level. In 2019,  North Carolina had the 9th highest uninsured rate in the U.S. of 11.4% compared to the national average of 9.2% (https://www.kff.org/other/state-indicator/total-population/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Uninsured%22,%22sort%22:%22desc%22%7D). According to the dataset Medicaid expansion states have uninsured rates an average 4.95% lower than non-Medicaid expansion states, which is statistically significant at the .001 level. This falls right in line with the estimated 400,000-620,000 people currently in North Carolina’s coverage gap who could benefit from Medicaid expansion and represents 3.8-5.9% of North Carolina’s population (https://www.ncchca.org/community-resources/policy-advocacy/nc-insurance-gap/ ) If North Carolina was a Medicaid expansion state our uninsured rate would be about 5% lower than it is now. According to our model 5 percent lower uninsured rate would have resulted in an average of 7.1 fewer COVID-19 deaths per 100,000, which extrapolated to North Carolina’s population of 10.49 million means that expanding Medicaid could have saved the lives of close to 745 North Carolinians.  

Table 1: Per Capita COVID-19 Deaths by County to March 14, 2020
Table 2: Per Capita COVID-19 Deaths by County to March 14, 2020
Table 3: Percent Uninsured for Medicaid Expansion States Compared to Non-Medicaid Expansion States
Map: Percent People Without Health Insurance

WBCNC – Special Considerations for Minority-serving Small Businesses Managing thru the COVID-19 Crisis-by EE

Topic: Disaster Mitigation

This year long webinar series is design to train, educate and advise small businesses and their employees, in the area of the hazards and prevention of COVID-19 and other communicable diseases, with ongoing and up-to-date information that affect our lives and our businesses.

Speaker(s): Angela Burroughs, Ethos Excel

Co-Sponsor(s): WBCNC

Fee: No Cost

The Institute’s Town Hall

The Institute for Economic Development Town Hall is a virtual Quarterly Meeting hosted by The Institute’s Policy Center and moderated by WNCU 90.7FM, Durham, NC. The Institute’s Town Hall brings together community stakeholders, partners, small business owners and government officials from national, state and local levels to discuss current information regarding key issues impacting diverse small businesses in North Carolina.

Join us on Thursday, September 24, 2020, for the third edition of The Institute’s Town Hall: Conversations with Business Owners.

WBCNC – Hazards of COVID-19 specific to the workplace & unique aspects based on various industries-by Ethos

Topic: Disaster Mitigation

This year long webinar series is design to train, educate and advise small businesses and their employees, in the area of the hazards and prevention of COVID-19 and other communicable diseases, with ongoing and up-to-date information that affect our lives and our businesses.

Speaker(s): Angela Burroughs, Ethos Excel

Co-Sponsor(s): WBCNC

 

Fee: No Cost

WBCNC – Funding Opportunities for New and Existing Businesses during COVID 19

Our nation’s small businesses are facing an unprecedented economic disruption due to the Coronavirus (COVID-19) outbreak. On Friday, March 27, 2020, the President signed into law the CARES Act, which contains $376 billion in relief for American workers and small businesses. Learn what funding options are available to your business.

Speaker(s): Latasha Best Gaddy

WBCNC Risk and mitigation of COVID-19 on Cybersecurity: Business Email Compromise-by Lori Jackson

The yearlong series of webinars on the risk and mitigation of cyber threats will educate the small business owner, and its employees, on how to maintain excellent customer service by keeping your websites protected, the sensitive information of your customers from being compromised, and prevent the costly disruption of being hacked.

Focus: Business Email

Business Email Compromise

Speaker(s): Lori Jackson, White RavenSecurity

Co-Sponsor(s): WBCNC

WBCNC Myths vs. Facts about COVID-19-by Ethos Excel

Topic: Disaster Mitigation

This year long webinar series is design to train, educate and advise small businesses and their employees, in the area of the hazards and prevention of COVID-19 and other communicable diseases, with ongoing and up-to-date information that affect our lives and our businesses.

Myth vs. Facts!!

Speaker(s): Angela Burroughs, Ethos Excel

Co-Sponsor(s): WBCNC

Fee: No Cost