Impact of COVID-19 on NC Small Businesses Survey Results
Beginning in March, The Institute along with statewide partners have conducted brief, confidential surveys to understand the impact that COVID-19 is having on small businesses in North Carolina. The results of this survey are meant to guide government officials and corporate decision makers regarding the impact of COVID-19 on small businesses.
The summary of the results of the surveys are shared below, showing the impact COVID-19 is having over time.
Real Time Updates
Updated 8/26/20: SBA Announces New Series - "Let's Talk Business: Reignite North Carolina Series"
The SBA North Carolina District Office (NCDO) is dedicated to sparking change and igniting action so small businesses can confidently start, grow, and expand.
In support of this initiative, the NCDO is hosting "Let's Talk Business: Reignite North Carolina Series".
Wednesdays, starting August 26th at 9:00 AM
The free six-part virtual series will include:
- Session 1: Fire Up w/ Brian Hamilton
- Session 2: You have your PPP: What’s next?
- Session 3: An update on the EIDL Program
- Session 4: Building a Sustainable Business Strategy during COVID 19
- Session 5: Fuel Your Business with SBA Funding
- Session 6: The World’s Largest Opportunity for Small Business: The US Government
For more information regarding this event, contact Levi Kinnard at Timothy.Kinnard@sba.gov or (704) 344-6585
Updated 7/21/20: Gov. Cooper to Hold COVID-19 Briefing at 2:00 PM Today
Governor Cooper and members of the Coronavirus Task Force will hold a briefing at 2:00pm today (Tuesday July 21, 2020). You may view via live stream here.
Updated 6/30/20: COVID-19 Business Assistance Funds Deadlines
SBA Paycheck Protection Program: Applications and/or Approvals Must Be Received By June 30, 2020
SBA's Paycheck Protection Program ("PPP") was activated in April with two rounds. Currently, there are still funds available in the PPP. If you have not applied or been turn down from receiving the PPP, you still have time to apply, however, the PPP ends on June 30, 2020.
If you are planning to apply, please note that approvals can take 1-4 days. With time being of the essence, you may want to apply to more than one approved SBA lender - typically, a bank or credit union along with a fintech especially since all PPP lenders have a cap which varies for each PPP approved bank, credit unions and fintech. Even if you receive approval from both applications, you can only receive funds. NOTE: While the loan is in the name of the business, your credit report may be pulled for each application.
If you own more than one business, each business can apply for the PPP separately.
If you are planning to apply, you should do so as soon as possible to get into the PPP pipeline submission to SBA for approval and funding, you should have at a minimum the following information:
- Basic information about your business including Articles of Incorporation or Organization, Active and Good standing, verification of all owners, government-issued IDs for all owners, and how to contact you
- Tax Forms for 2019 and First Quarter 2020: Form 940, Form 941, Form 944, 1009s, and 1040 Schedule C (self-employed and independent contractors)
- Payroll information including Average monthly payroll costs, and
- Proof of mortgage or rent, mortgage interest, and utility expenses
SBA Paycheck Protection Program Forgiveness Application: Available Now
If you received funds through the SBA Paycheck Protection Program and would like to apply for loan forgiveness, the Paycheck Protection Program Loan Forgiveness application is available at: Click here for Paycheck Protection Program Forgiveness Application
SBA Economic Injury Disaster Loan and Advance: Reopened for all Businesses
SBA is now accepting new applications for COVID-10Economic Injury Disaster Loan (EIDL) and EIDL Advance to small (including nonprofits)and agricultural businesses.
The SBA is processing EIDL applications that were submitted before the portal stopped accepting new applications on April 15 and will be processing those applications on a first-come, first-served basis.
The EIDL is a loan up to $2 million with interest rate of 3.75% for small businesses and 2.75% for most nonprofits. The funds can be used for fixed debts, payroll (if not receive PPP), accounts payable, etc.
You are eligible to apply for an EIDL as an independent contractor or self-employed person.) You may apply for the Loan and Advance using the streamlined application.
City of Durham Small Business Recovery Program: Loan Applications Accepted until Funds Run Out
Durham City Council has authorized the establishment of the Durham Small Business Recovery Fund program for small businesses adversely affected by the COVID-19 pandemic.
The fund consists of private money for grants and public funds for loans and is currently $2 million, with $1 million each from the City and from Duke University. The fund will be held and administered by the Carolina Small Business Development Fund (CSBDF). In addition to administering the grants, CSBDF also will process, service and collect loans on behalf of the City. The agency will also market the programs and provide technical assistance to businesses receiving loans.
Grant applications will be selected for review randomly, and loans will be selected for review on a first come, first serve basis.
- Application and Eligibility: For more information about the including Frequently Asked Questions and link to online application, please go to the City of Durham's Small business Recovery Fund webpage.
- Loan Program: For more information about the including Frequently Asked Questions and link to online application, click here.
North Carolina COVID-19 Rapid Recovery for Small Businesses: Accepting Applications As Long As Funds Are Available
The North Carolina COVID-19 Rapid Recovery Loan Program supports North Carolina small businesses and family farms as they recover from the economic impact of COVID-19. This rapid recovery loan helps small businesses bridge the gap between when crisis strikes and when federal loans and other relief funds are approved, or businesses have time to recover. This is a loan not a grant.
Loan Details: Loans are available for up to $50,000, based on the business’s current revenue. Loan agreements are structured as follows:
- Loan sizes capped at approximately two months of current revenue.
- Six months of no payments, followed by 48 months of principal and interest payments at 5.5% interest.
- There are no prepayment penalties.
- Defaulted loans are subject to collections
- Applicants must be a North Carolina small business affected by COVID-19 (all 100 NC counties are eligible).
- Applicants must have at least one (1) employee, who could be the self-employed owner.
- Start-up businesses that began operations before March 23, 2020 are eligible.
Updated 6/17/20: SBA’s Economic Injury Disaster Loans and Advance Program Reopened
Information provided by the SBA:
To further meet the needs of U.S. small businesses and non-profits, the U.S. Small Business Administration reopened the Economic Injury Disaster Loan (EIDL) and EIDL Advance program portal to all eligible applicants experiencing economic impacts due to COVID-19 today.
“The SBA is strongly committed to working around the clock, providing dedicated emergency assistance to the small businesses and non-profits that are facing economic disruption due to the COVID-19 impact. With the reopening of the EIDL assistance and EIDL Advance application portal to all new applicants, additional small businesses and non-profits will be able to receive these long-term, low interest loans and emergency grants – reducing the economic impacts for their businesses, employees and communities they support,” said SBA Administrator Jovita Carranza. “Since EIDL assistance due to the pandemic first became available to small businesses located in every state and territory, SBA has worked to provide the greatest amount of emergency economic relief possible. To meet the unprecedented need, the SBA has made numerous improvements to the application and loan closing process, including deploying new technology and automated tools.”
Updated 5/6/20: Executive Order No. 138 - Easing Restrictions on Travel, Business Operations and Mass Gatherings: Phase 1
On May 5, 2020, Governor Cooper signed Executive Order No. 138 - Easing Restrictions on Travel, Business Operations and Mass Gatherings: Phase 1. Phase 1 begins Friday, May 8, at 5:00 p.m. and runs through Friday, May 22, 2020.
The documents here outline the changes to restrictions noted in this Executive Order and provide guidance to businesses and citizens:
Updated 4/30/20: GSA Fradulent Website Warning
The U.S. General Services Administration (GSA) has discovered a fraudulent website with the look and feel of the real SAM.gov and login.gov sign-in page. The fraudulent website is https://sam-gov.org and is not a legitimate web site. Please do not enter any information into this site. GSA is currently investigating the security risk.
Updated 4/29/20: Paycheck Protection Program (PPP) Lending Operations Update
Paycheck Protection Program (PPP) Lending Operations Update – Wednesday, April 29, 2020
Information provided by the SBA:
To ensure access to the PPP loan program for the smallest lenders and their small business customers, starting at 4 p.m. today EDT through 11:59 p.m. EDT, SBA systems will only accept loans from lending institutions with asset sizes less than $1 billion dollars.
Please note, lending institutions with asset sizes less than $1 billion will still be able to submit PPP loans outside of this time frame. Please also note that lenders with asset sizes greater than $1 billion will be able to submit loans outside of today’s 4pm -11:59pm EDT reserved processing time.
This reserved processing time applies today April 29, 2020. SBA and Treasury will evaluate whether to create a similar reserved time again in the future.
SBA and Treasury continue to monitor loan system perform
Updated 4/23/20: Paycheck Protection Program Update
On Tuesday, April 22, the US Senate approved a $484 billion relief package that includes an additional $310 billion for PPP ($250 billion would be open to all lenders and $60 billion would be reserved specifically for smaller, community lenders) $50 billion for EIDL LOANS and $10 billion for EIDL Grants. The House is expected to vote (and approve) this relief package on Thursday, April 24.
The original PPP application can be viewed at this link. Please note that the application is subject to change in the new funding cycle.
Documents that you might need for the lender may include but are not limited to:
- Current personal financial statement
- Latest available personal tax return
- Latest available business tax return
- Latest available internal 2019 year-end financials
- 2019 payroll tax returns (Quarterly 941 reports and Annual 940)
- 2019 form 1099s paid to individual independent contractors
- Year-to-date internal 2020 financials
- Spreadsheet detailing the following:
- List of all employees detailing costs incurred for benefits, retirement plan contributions, and wages paid including, but not limited to: commissions, vacation, sick pay, FMLA and other leave
- 2 months rent with copies of leases
- 2 months mortgage interest with copy of loan payments
Please visit COVID Relief Programs for information on any of the SBA COVID relief programs (PPP, EIDL, SBA Express Bridge Loan, and SBA Debt Relief).
Informational presentation below provided by Duke Law Community Enterprise Clinic
Updated 4/16/20: SBA Releases Press Release on EIDL and PPP
Release Date: April 15, 2020
Contact: Press_Office@sba.gov, (202) 205-7036
Release Number: 20-32
Statement by Secretary Mnuchin and Administrator Carranza on the Paycheck Protection Program and Economic Injury Disaster Loan Program
WASHINGTON – Today, U.S. Treasury Secretary Steven T. Mnuchin and U.S. Small Business Administration Administrator Jovita Carranza issued the following statement regarding the Paycheck Protection Program and Economic Injury Disaster Loan Program:
“The SBA has processed more than 14 years’ worth of loans in less than 14 days. The Paycheck Protection Program is saving millions of jobs and helping America’s small businesses make it through this challenging time. The EIDL program is also providing much-needed relief to people and businesses.
“By law, the SBA will not be able to issue new loan approvals once the programs experience a lapse in appropriations.
“We urge Congress to appropriate additional funds for the Paycheck Protection Program—a critical and overwhelmingly bipartisan program—at which point we will once again be able to process loan applications, issue loan numbers, and protect millions more paychecks.
“The high demand we have seen underscores the need for hardworking Americans to have access to relief as soon as possible. We want every eligible small business to participate and get the resources they need.”
About the U.S. Small Business Administration
The U.S. Small Business Administration makes the American dream of business ownership a reality. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.
Updated 4/9/20: COVID-19 Impact on MWBE Small Businesses, Hosted by Charlotte Regional Business Alliance - April 6, 2020
The Charlotte Regional Business Alliance’s Keva Walton talks with Kevin J. Price, The Institute President and CEO, and Natalie Williams, Executive Director of the Women’s Business Center of Charlotte.
Minority small businesses hardest hit by the coronavirus are primarily in the professional services sector. That’s one of several key findings of a survey conducted by The Institute.
Updated 4/8/20: The Impact of COVID-19 on Small Diverse Businesses Town Hall - April 2, 2020
The North Carolina Institute of Minority Economic Development is hosting a Town Hall with guest speakers Thomas A. Stith III, N.C. District Director of the U.S. Small Business Administration, and Kevin J. Price, President & CEO of The North Carolina Institute of Minority Economic Development.
We recognize what a challenging time this may be for small diverse businesses specifically, and used this format to engage and provide some information on the topic "The Impact of COVID-19 on Small Diverse Businesses". We have surveyed hundreds of small diverse businesses, analyzed results, delivered a call to action and used this forum to discuss "Where Are The Resources and What's Next?".
Updated 4/6/20: WBCC Interview with Kevin J. Price
Natalie Williams, Executive Director of the Women's Business Center of Charlotte, sat down with The Institute's President and CEO, Kevin J. Price, to speak about the impact of COVID-19 on small businesses in North Carolina.
View the full interview here.
Need Technical Assistance or Small Business Counseling?
The Women's Business Centers and South Atlantic Small Business Transportation Resource Center (SBTRC) are here to help!
How is COVID-19 Impacting NC's Small Businesses?
The Institute, in partnership the Latin American Chamber of Commerce of Charlotte, Carolinas-Virginia Minority Supplier Development Council, Hispanic Contractors Association of the Carolinas, NC Vet Biz Association, Disability: In NC, LGBT Chamber of Commerce, Urban League of Central Carolinas, and several other community partners, surveyed small diverse owned business with 50 or less employees to better understand how COVID-19 is impacting businesses in North Carolina.
We had 468 responses in a 5-day time frame. The majority of responders are sole proprietors with less than 10 employees. The results are both concerning and encouraging. Six key recommendations for state and local government officials were identified from the survey results. Read the full survey results to learn more.
The following community partners are part of the coalition created to survey small businesses in North Carolina. These partners can also provide supports to small businesses around our state.
Small Business Resources
Application Deadline: Applications will be accepted from April through August of 2020.
Geographic Scope: USA
The Red Backpack Fund, an initiative of The Spanx by Sara Blakely Foundation managed by GlobalGiving, will make at least 1,000 grants of $5,000 each to female entrepreneurs in the U.S. to help alleviate the immediate needs and support the long-term recovery of those impacted by this crisis. Eligible applicants include majority women-owned businesses and nonprofits with annual revenues less than $5M, at least one additional paid employee, and fewer than 50 individuals on staff.
Application Deadline: varies by location
Geographic Scope: USA
Geographic Focus: communities where Facebook operates The Facebook for Business Small Business Grants
Program is offering $100 million in cash grants and ad credits to help small business, including funds to keep workforces going strong, help with rent costs, connect with more customers, and cover operational costs. Eligible businesses must be for-profit companies, have between 2 and 50 employees, have been in business for over a year, have experienced challenges from COVID-19, and be in or near a location where Facebook operates.
Application Deadline: none
Geographic Scope: USA
Small businesses that have been negatively impacted by the coronavirus crisis can sign up on GoFundMe to start a fundraiser to benefit their small business. If the business raises $500 on their GoFundMe and meets certain eligibility criteria, they may be considered to receive a $500 matching grant from the Small Business Relief Fund.
Application Deadline: none
Geographic Scope: USA
The COVID-19 Business for All Emergency Grant supports small business owners impacted by coronavirus. In addition to funding, grant recipients will receive ongoing support from the Hello Alice community.
Application Deadline: Applications will be reviewed on a rolling basis throughout 2020.
Geographic Scope: USA
The Omidyar Network COVID-19 Economic Response Advocacy Fund plans to infuse 501(c)(4) funding into national, state, and local advocacy and organizing efforts aimed at passing economic stimulus to address the immediate toll of the COVID-19 pandemic on working people while reshaping our economic structure to ensure they are less vulnerable in the future. Omidyar Network will award $1.5 million to groups working to realign this nation’s economic policies and systems so that they work better for everyone. The majority of the grants from the Fund will be for $75,000 or less.
Application Deadline: none
Geographic Scope: USA
The One Fair Wage Emergency Fund is providing cash assistance to restaurant workers, car service drivers, delivery workers, personal service workers, and more who need the money they aren’t getting to survive. At the moment, the Fund is prioritizing tipped workers, gig workers and service workers in California, Colorado, the District of Columbia, Florida, Illinois, New Jersey, New York, Maryland, Massachusetts, Michigan, and Pennsylvania. However, they are currently taking applications nationally and are actively raising money to support workers in all states as soon as possible.
Application Deadline: none
Geographic Scope: USA
The Emergency Relief Program provides emergency funding to restaurant and bar owners and employees, as well as restaurant supplier employees, who are facing unforeseen expenses that cannot or will not be covered by insurance.
Wellness Relief Fund: Reclamation Ventures has opened a grant opportunity to cover one month of missed revenue (up to $2,500) for wellness spaces and wellness instructors that represent underestimated communities.
Application deadline: April 30, 2020
CARES Act: Higher Education Emergency Relief Fund: A portion of the CARES Act has been designated to assist higher education students and institutions. View the website to find information on relief in the following areas:
- Student Aide
- Higher Education Institutions
- Historically Black Colleges and Universities
- Tribally Control Colleges and Universities
- Minority Serving Institutions
- Strengthening Institutions Programs
View full details of the relief fund here.
LISC Small Business Relief Grant: LISC is one of the country's largest social enterprises supporting projects and programs to revitalize underserved communities and bring greater economic opportunity to residents. Applicants may apply for one business only and must be 18 years of age to apply. Non-profit organizations are ineligible for this particular pool of relief funding.
- Read grant eligibility here.
- Apply here.
Verizon Small Business Recovery Fund: Local Initiatives Support Corporation (LISC) is offering grants to help small businesses fill urgent financial gaps until they can resume normal operations or until other more permanent financing becomes available. These grants were made possible by a $2.5 million gift from Verizon.
The Coronavirus Aid, Relief, and Economic Security (CARES) Act: The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program, the initiative provides 100% federally guaranteed loans to small businesses who maintain their payroll during this emergency. These loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.
The administration soon will release more details including the list of lenders offering loans under the program. In the meantime, the U.S. Chamber of Commerce has issued this guide to help small businesses and self-employed individuals prepare to file for a loan.
Database: Agencies & Private Sector Supports: This database includes government agencies and private sector entities providing supports across the country.
U.S. Small Business Administration (SBA) Economic Injury Disaster Loans (EIDLs): This is a working capital loan for businesses located in a declared county and suffering working capital losses due to the declared disaster. All businesses are eligible to apply. Eligible entities may qualify for loans up to $2 million. The interest rates for this disaster are 3.75% for small businesses and 2.75% for nonprofit organizations with terms up to 30 years. Eligibility for these working capital loans are based on the size (must be a small business) and type of business and its financial resources. For additional information:
COVID-19 Supplier Matchmaker: CVMSDC is working in conjunction with the Michigan Council to match MBEs and Corporations to fill immediate emergency needs. The site allows those interested in buying products OR services to input their needs and requirements in order to be matched with those that meet their specifications. In addition, those who are selling products OR services may share their capacity in order to be matched.
- MBEs: If you have a Product or service to sell, please log in and complete the Seller portion of the application. Be very strategic in how you can PIVOT and retool your business to address immediate needs. Think outside the box – what can you do to SERVE at this time.
- Some Current Examples:
- A beverage company is now making hand sanitizer,
- An Embroidery company is now making face masks,
- Storage facilities are turning into make-shift factories.
- Some Current Examples:
- Corporate Partners: If you are a Corporate Partner with an immediate need to buy products and service, please fill out the BUYER portion of the application. Be as specific as possible. Behind the scenes, our specialists will work to match you with the proper sellers.
Access the matchmaker tool here.
The Express Bridge Loans (EBL) Pilot Program allows SBA Express Lenders to provide expedited financing to small businesses located in declared disaster areas. The EBL Pilot Program is intended to serve as an interim loan. Businesses may use these funds for disaster-related purposes while they apply for and await long-term financing.
The North Carolina Pro Bono Resource Center is offering 45 min legal help on COVID-19/CARES Act inquiries for small business owners and non-profit organizations that have 25 or fewer employees. See the link below for more information. Learn more here.
NC COVID-19 Rapid Recovery Loan: North Carolina COVID-19 Rapid Recovery Loans are available in amounts up to $50,000 based on the business’s current revenue. Loans issued by the program have the following features:
- Affordable interest rate of 5.5%.
- Standard term of 4 years.
- No interest and no payments required for the first six months.
- No prepayment penalties.
This is not a grant program, and it is not intended to be a singular source of assistance.
Learn more and apply here.
View a PowerPoint presentation on the loan program here.
Visit the NC Rapid Recovery Loan website here.
Golden LEAF deploys $15M in funding to launch NC COVID-19 Rapid Recovery Loan Program: Funding will provide loans to help small business suffering economic losses related to COVID-19
North Carolina COVID-19 Rapid Recovery Loan: NCIFund is providing NC COVID-19 Rapid Recovery Loans to help NC small businesses adapt and provide a timely source of bridge financing until businesses can access other relief funds.
Request to be Considered an Essential Business: Businesses: Businesses excluded from the list of COVID-19 Essential Businesses and Operations set forth in Executive Order 121 who believe that they may be essential may direct requests to be included to the North Carolina Department of Revenue. Submit the request to be considered an Essential Business here.
N.C. Department of Revenue Offers Relief in Response to COVID-19 Outbreak: The U.S. Treasury Department and Internal Revenue Service have announced that the federal income tax filing due date is automatically extended from April 15, 2020, to July 15, 2020. Taxpayers can also defer federal income tax payments due on April 15, 2020, to July 15, 2020, without penalties and interest, regardless of the amount owed. This deferment applies to all taxpayers, including individuals, trusts and estates, corporations and other non-corporate tax filers as well as those who pay self-employment tax.
- Read more here: https://www.ncdor.gov/news/press-releases/2020/03/19/nc-department-revenue-offers-relief-response-covid-19-outbreak
Economic Development Partnership of North Carolina Business Resources: This resource outlines guidelines for essential industries; information on low-interest lenders; and upcoming small business grant opportunities.
The North Carolina Military Business Center (NCMBC) invites all businesses in North Carolina to participate in semi-weekly web conferences with co-hosts NCMBC, DEFTECH, SBA, NCPTAC, NC State Industry Expansion Solutions, NCDMVA (invited), EDPNC (invited) and other State resources during the COVID-19 crisis, beginning 31 MAR 2020.
INTENT. The intent of these web conference(s) is to:
- sustain the defense/federal industrial base
- keep small businesses engaged in the federal market
- elicit/answer questions from businesses regarding: business support, business financing, federal contracting/technical issues and COVID-19/other federal acquisitions during 3Q and 4Q FY2020
EXECUTION. During each web conference, State agencies may brief significant opportunities, resources and processes for COVID-19/other federal acquisitions during FY2020. Businesses may ask any questions regarding opportunities, processes to engage with federal agencies, contracting and technical issues and financing and other resources available to businesses in NC during the COVID-19 crisis.
Schedule. The NCMBC will schedule these web conferences on TUES and THU of each week:
- March 31, 2020 at 11:00
- April 2, 2020 at 11:00
- April 7, 2020 at 11:00
- April 9, 2020 at 11:00
- April 14, 2020 at 11:00
- April 16, 2020 at 11:00
- April 21, 2020 at 11:00
- April 23, 2020 at 11:00
- April 28, 2020 at 11:00
- April 30, 2020 at 11:00
Registration. The NCMBC will not pre-register participants; all businesses are welcome
Platform. The NCMBC will provide the Zoom infrastructure and “host” the conferences, see below for zoom meeting access information.
Cost. No charge for business participants
Join Zoom Meeting
Meeting ID: 148 254 724
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Cardinal Innovations Healthcare COVID-19 Relief Fund: Cardinal Innovations has created the COVID-19 Relief Fund to support local responsiveness in a way that impacts the health, wellness and stability of vulnerable populations impacted by COVID-19, particularly individuals with mental health conditions, intellectual/developmental disabilities, and/or substance use disorders.
Cardinal Innovations is committing an initial total fund amount of $1,000,000 to provide assistance where it is most needed. Requests for grants up to $20,000 will be accepted, with award amounts to be aligned with the number of people reached and overall impact.
County & City Resources
- Track record of serving individuals and families in Durham, especially most vulnerable populations
- The ability to support individuals and families with immediate basic needs in the midst of COVID-19
- Impact and reach
- Evidence of 501(c)3 status
City of Charlotte Micro Business Relief Fund: The City of Charlotte has partnered with LISC to deploy the Micro Business Relief Fund (MBRF). The MBRF is a $1,000,000 fund created to provide grants to support microenterprises financially impacted by COVID-19. The fund will provide grant capital up to $10,000 to eligible entities to assist in meeting urgent needs, including ongoing operational costs such as payroll, vendors, utilities, and rent.
Mecklenburg County Disparity Study Virtual Public Hearing: Community members are invited to share their experiences, both positive and negative, doing business with and attempting to do business with the County. We encourage your participation and look forward to your feedback on how Mecklenburg County can improve diverse representation in public contracting. Register here.
One Buncombe Fund Small Business Loans: The One Buncombe Fund provides bridge funding for Buncombe County-based small businesses in addition to supporting the basic needs of individuals who have lost employment due to COVID-19. One Buncombe Fund small business loans are designed to be a flexible and rapid source of low-interest loan capital to help local Buncombe County business meet pressing needs and navigate the COVID-19 crisis.
Nonprofit Business Resources
How to Set Up Microsoft Teams for First Time Users: A Step-by-Step Guide to Getting It Right the First Time
Monday, March 30, 2:30-3:30 PM Eastern
Let our Microsoft Teams expert teach you the ins and outs of setting up Teams to facilitate seamless remote work with your colleagues and constituents—or just to keep in touch with your friends and families. Register
Remote Program Delivery: Adapting During COVID-19
Tuesday, March 31, 3:30-4:30 PM Eastern
Your nonprofit is closed and your staff is working remotely...but people need you now more than ever. How can you overcome the distance and circumstances to meet their needs? We’ll share some relatively quick and easy ways to offer programs and services virtually without sacrificing quality. Bring your examples and questions for our experts to answer. Register
My Fundraising Event Was Cancelled, Now What? Adapting During COVID-19
Wednesday, April 1, 3:30-4:30 PM Eastern
You’re working remotely and your planned methods of fundraising have been upended. How can you pivot to virtual events and still meet your goals? How do you shape your message to convey your organization’s urgent needs, stand out, and be sensitive the grim realities of a pandemic? In this webinar we’ll talk you through tools and techniques for fundraising during COVID-19, with a focus on events. We’ll have experts on hand to answer your questions. Register
Panel Q&A: Remote Work During (and Beyond) COVID-19
Thursday, April 2, 3-4 PM Eastern
Bring your questions for our panel of experts, who will share their knowledge of the tools and best practices to create a successful work-from-home culture at your organization. Register
DMS Best Practices
Tuesday, April 21, 2020, 1:00 to 2:00 PM Eastern
Join us to learn about donor management software best practices, including customizing your system to your organization’s needs, cleaning data, defining data standards and coding, and the importance of training staff to enter and extract data efficiently. Register
Online Survey Tools and Techniques
Tuesday, May 19, 1 to 2 PM Eastern
We'll talk through the tools and best practices for designing a reputable online survey, recruiting participants, and analyzing the data. Register
Zoom Webinars & Training Tools For Working Remotely: Through online trainings and webinars, Zoom shares strategies for working virtually, providing online education, and hosting virtual events.
United Way of Central Carolinas & Foundation for the Carolinas COVID-19 Response Fund: The COVID-19 Response Fund is a partnership comprising Mecklenburg County, the City of Charlotte, corporations, houses of faith and others. The Fund will issue grants to eligible nonprofits able to meet existing needs.
Basic Needs Resources
United Way of Central Carolinas & Foundation for the Carolinas COVID-19 Response Fund: The COVID-19 Response Fund is a partnership comprising Mecklenburg County, the City of Charlotte, corporations, houses of faith and others. The Fund’s goal is to help those individuals and families in Mecklenburg County most impacted by the pandemic, with a special emphasis on providing for the basic human needs of our community’s most vulnerable residents. Apply and view guidelines here.
Tune in for this Town Hall including 4 fantastic guests speakers from organizations leading the way in the veteran space. Hear as they share their insights and advice for military connected entrepreneurs in the current environment and participate in the live Q&A.
PENFED Foundation: The COVID-19 Emergency Financial Relief Program was created to provide financial assistance to all Veterans, active military service members, and those currently serving in the Reserves and the National Guard who are experiencing a financial setback due to the negative economic effects of the COVID-19 pandemic.
The Independence Fund is committed to empowering our nation’s severely wounded, injured, or ill Veterans to overcome physical, mental, and emotional wounds incurred in the line of duty. We are dedicated to improving the lives of both our Veterans and their families. Through our Mobility, Caregiver, Adaptive Sports, Advocacy, and Family programs, The Independence Fund strives to bridge the gap of unmet needs for Veterans and their Caregivers.
Operation First Response: For many veterans and families, the financial hardship begins quickly and for others it is after the domino effect of extra costs and lost wages. At whatever stage they are in when they contact OFR they are committed to doing all we can to support these families. Application is on line.
Office of Service Members Affairs – Consumer Financial Protection Bureau: The central mission of the CFPB is to make consumer financial products, services and markets work for all Americans.Within the CFPB, the OSA serves specifically to protect service members, military families and veterans from financial harm, while also working to make the military community better educated consumers.
Salute Heroes: Since 2004, the Coalition to Salute America’s Heroes has provided disabled American veterans from Operations Iraqi Freedom and Enduring Freedom with millions of dollars worth of Emergency Financial Aid and support services.Application and eligibility requirements are on line.
Salute Inc.: To passionately pursue meeting the financial, physical and emotional needs of military service members, veterans and their families. We strive to raise awareness of their sacrifices and provide a safety net to ensure every military family is treated with honor and dignity.
Semper Fi Fund: The Semper Fi Fund (SFF) provides relief for financial needs that arise during hospitalization and recovery as well as assistance for those with perpetuating needs. Our program provides support in a variety of ways including: Service Member and Family Support, Specialized & Adaptive Equipment, Adaptive Housing, Adaptive Transportation, Education and Career Transition Assistance, Therapeutic Arts and Team Semper Fi. Needed resources are directed to post 9-11 Marines and Sailors, as well as members of the Army, Air Force or Coast Guard who serve in support of Marine forces.
USA Cares: USA Cares provides financial and advocacy assistance to post 9/11 active duty US military service personnel, veterans and their families. We assist all branches of service, all ranks and components and treat all with privacy and dignity in appreciation for their service and sacrifice. We never charge fees nor accept repayment and rely on donations from private citizens, businesses and foundations for all funding.
Operation We Are Here: Provides financial emergency guidance, financial support and assistance, financial counseling and emergency loans, food assistance, and more.
Veterans Inc.: The Veterans Inc. Supportive Services for Veterans and Veteran Families Program helps individuals and families who are homeless or at risk. If you meet the basic eligibility requirements, Veterans Inc. provides direct services and financial assistance to help search for housing, assist with initial rent costs, and pay for certain bills related to back rent or utilities.
A special thanks to LATINA Style, Inc. for sharing these veterans' resources.